Carlson Capital

Executive Summary

FinTech4ESG Consulting is revolutionizing financial inclusion across African markets
through our innovative ReadyCash platform. We deliver digital financial solutions with
advanced AI-driven credit assessment and personalized financial guidance to previously
unbanked populations.

Our Mission

To provide accessible, affordable financial services to the unbanked and underbanked
populations in the CEMAC and WAEMU regions to bank 10 million Africans
by 2030 and unlocking over $1 billion in SME credit.

The Problem
• 80% of CEMAC region's 48M population is
unbanked
• Traditional banks require collateral and
formal employment
• Low smartphone penetration (41%) limits
digital banking
• 42% of adults lack proper identification
• Existing fintech solutions have 15% fraud
rates
• Traditional banking fees are prohibitively
expensive

Our Solution

ReadyCash is a comprehensive digital financial platform that includes:
• eWallet Payment System with mobile money integration
• USSD banking for feature phone accessibility (94% coverage)
• AI-powered credit scoring with 30-second loan decisions
• Microfinance solutions for agricultural, educational, and business loans
• Multilingual support for 6 languages, including Swahili, Arabic, and Hausa

Key Partnerships

Strategic partnership with MTN (leading mobile operator) provides immediate access to 22
2 / 10 million users across the CEMAC region and trusted mobile money infrastructure.