Cristina Olaru

I bring over 20 years of executive leadership in financial risk governance, digitalization, and regulatory transformation. Throughout my career at institutions like Nexent Bank Amsterdam, Salt Bank, and UniCredit, I have specialized in turning complex risk frameworks into strategic growth drivers. As a board member or advisor, I offer deep expertise in Enterprise Risk Management (ERM), process automation, and aligning digital banking products with strict regulatory landscapes. My governance style combines decisional agility with sharp analytical oversight. I help boards anticipate macroeconomic shocks, secure internal control frameworks, and scale high-performing teams sustainably .I deliver the highest value to three types of organizations:
Regulated Financial Institutions & FinTechs navigating complex compliance shifts (like Basel IV, Solvency II, or DORA) or undergoing rapid digital scaling.
State-Owned Enterprises (SOEs) under OUG 109/2011 that need an independent, objective voice to enforce rigorous risk frameworks and global compliance standards.
Mid-sized Enterprises undergoing Digital Transformation, where unmanaged operational and cybersecurity risks could otherwise derail growth.